PaycheckState

Washington Paycheck Calculator

Updated for the 2026 tax year · PFML premium 1.13% for 2026 (employee share 0.8071%).

Quick answer

How much is take-home pay on $60,000 in Washington?

A single filer earning $60,000 in Washington takes home about $1,906.06 per biweekly paycheck in 2026, or $49,557.62 a year. That is an effective tax rate of 17.4% across federal, FICA, and state withholdings.

SalaryTake-home (year)Effective rate
$40,000$33,765.1215.6%
$60,000$49,557.6217.4%
$80,000$64,000.2120.0%
$100,000$77,792.8022.2%

Single filer, paid biweekly, standard W-4, no pre-tax deductions.

Washington has no state income tax in 2026, so nothing is withheld for the state from wages. Two payroll premiums do come out: Paid Family and Medical Leave at 0.8071% of wages up to $184,500 and WA Cares long-term care at 0.58% with no cap, about 1.39% of a typical paycheck combined. Figures follow IRS Publication 15-T, the Employment Security Department's 2026 PFML premium notice, and the WA Cares Fund.

How Washington paycheck taxes work

Five lines typically come out of a Washington paycheck: federal income tax, Social Security (6.2% up to $184,500), Medicare (1.45%), Paid Family and Medical Leave, and WA Cares. Washington has no state or local income tax on wages, and the state's 7% capital gains excise tax never applies to salary. Beyond those five lines, the rest of your stub is your own elections such as 401(k) contributions and health premiums.

PFML costs 1.13% of gross wages in 2026, up from 0.92% in 2025. Employees pay 71.43% of the premium, which is 0.8071% of wages, on wages up to the $184,500 Social Security cap; tips are excluded. Employers with fewer than 50 employees skip the employer share, and the employee share still comes out. WA Cares costs 0.58% of all wages with no cap, unchanged since July 2023. Exemptions exist for workers who opted out with private coverage, some veterans, military spouses, non-immigrant visa holders, and out-of-state residents.

Bonuses have no Washington state income tax line; the 22% federal flat rate, FICA, and the two state premiums apply as they do on regular wages. Washington has no reciprocity agreements because it has no income tax to reciprocate. Workers' compensation (L&I) includes a small employee-paid portion set by hourly rate and risk class; it varies by job, so this calculator leaves it out.

Washington tax rates (2026)

Washington has no state income tax on wages.

State income taxNone
WA Paid Family & Medical Leave0.8072% up to $184,500
WA Cares Fund (long-term care)0.58%, no cap

Example: $60,000 in Washington

Single filer, paid biweekly, standard W-4, no pre-tax deductions.

Per paycheckPer year
Gross pay$2,307.69$60,000.00
Federal income tax$193.08$5,020.08
Social Security$143.08$3,720.00
Medicare$33.46$870.00
WA Paid Family & Medical Leave$18.63$484.30
WA Cares Fund (long-term care)$13.38$348.00
Take-home pay$1,906.06$49,557.62

Washington paycheck FAQ

How much is taken out of a paycheck in Washington state?

Federal income tax, Social Security at 6.2%, Medicare at 1.45%, PFML at 0.8071% of wages up to $184,500, and WA Cares at 0.58% of all wages. There is no state or local income tax. The quick answer above shows the result for a single filer on $60,000, and the calculator recomputes it for your pay, filing status, and pre-tax deductions.

Does Washington have a state income tax?

No. Washington collects no state or local income tax on wages or salary, and the 7% capital gains excise tax applies only to certain investment sales. Federal income tax, Social Security, Medicare, and the two state insurance premiums, PFML and WA Cares, still come out of every paycheck.

Why did my Washington PFML deduction go up in 2026?

The total PFML premium rose from 0.92% of wages in 2025 to 1.13% on January 1, 2026, and the wage cap moved to $184,500. Your share stayed at 71.43% of the premium, so the employee deduction went from roughly 0.66% to 0.8071% of wages. Calculators that still use 0.92% understate the 2026 deduction; this page uses the 2026 rate.

What is the WA Cares deduction and can I opt out?

WA Cares is Washington's long-term care insurance program, funded by a 0.58% premium on all wages with no cap, unchanged since July 2023. The general opt-out for people with private long-term care coverage is closed. Exemptions remain for certain veterans, military spouses, workers on non-immigrant visas, and employees who live outside Washington; apply through the WA Cares Fund and give your employer the approval letter.

Sources

Rates verified against these documents on September 14, 2026.

  1. WA ESD news release: 2026 PFML premium 1.13%
  2. paidleave.wa.gov: 1.13% of gross wages (excl. tips) up to the 2026 Social Security cap ($184,500); employee share 71.43%
  3. WA Cares Fund: 0.58% employee-paid, no wage cap

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