PaycheckState

Texas Paycheck Calculator

Updated for the 2026 tax year

Quick answer

How much is take-home pay on $60,000 in Texas?

A single filer earning $60,000 in Texas takes home about $1,938.07 per biweekly paycheck in 2026, or $50,389.92 a year. That is an effective tax rate of 16.0% across federal, FICA, and state withholdings.

SalaryTake-home (year)Effective rate
$40,000$34,319.9814.2%
$60,000$50,389.9216.0%
$80,000$65,109.9418.6%
$100,000$79,179.9620.8%

Single filer, paid biweekly, standard federal W-4, no pre-tax deductions.

Texas has no state income tax in 2026, and since 2019 the Texas Constitution (Article 8, Section 24-a) has prohibited one. No city or county taxes wages and no state payroll item comes out of pay, so withholding is federal only: income tax, Social Security at 6.2% up to $184,500, and Medicare at 1.45%. Figures follow IRS Publication 15-T and the Texas Comptroller.

How Texas paycheck taxes work

Three tax lines come out of a Texas paycheck: federal income tax, Social Security (6.2% up to $184,500), and Medicare (1.45%). Texas collects no state income tax, the state constitution has prohibited an individual income tax since 2019, and no Texas city or county taxes wages. Anything else on your stub is your own election: 401(k), health premiums, HSA, and similar benefits.

Texas unemployment tax is paid by employers on the first $9,000 of each worker's wages, and Texas Labor Code 204.003 bars employers from deducting it from pay. Texas has no disability, paid-leave, or other employee payroll premium, so the state adds no line to your stub.

Federal income tax follows IRS Publication 15-T and your Form W-4, and Medicare adds 0.9% on wages over $200,000. A bonus paid on its own is withheld at the 22% federal flat rate with no Texas line. Texas has no reciprocity agreements because it has no income tax to share, so wages earned working in another state follow that state's withholding rules.

Texas tax rates (2026)

Texas has no state income tax on wages.

State income taxNone

Example: $60,000 in Texas

Single filer, paid biweekly, standard federal W-4, no pre-tax deductions.

Per paycheckPer year
Gross pay$2,307.69$60,000.00
Federal income tax$193.08$5,020.08
Social Security$143.08$3,720.00
Medicare$33.46$870.00
Take-home pay$1,938.07$50,389.92

Texas paycheck FAQ

How much is taken out of a paycheck in Texas?

Federal income tax, Social Security at 6.2% of wages up to $184,500, and Medicare at 1.45% (plus 0.9% on wages over $200,000). Texas withholds nothing for the state, and no city or county levies a wage tax. The quick answer above shows a single filer on $60,000 paid biweekly, and the calculator recomputes it for your pay, filing status, and pre-tax deductions.

Does Texas have a state income tax?

No. Article 8, Section 24-a of the Texas Constitution, adopted in 2019, prohibits an individual income tax, and the Comptroller lists the state income tax rate as 0%. Federal income tax, Social Security, and Medicare still come out of every Texas paycheck at the 2026 federal rates.

Can my employer deduct Texas unemployment tax from my paycheck?

No. Texas unemployment tax is an employer tax on the first $9,000 of each worker's wages, and Texas Labor Code 204.003 bars employers from deducting any part of it from pay. A Texas stub should show no state unemployment line; if one appears, ask your employer's payroll team about it.

Do Houston, Dallas, or other Texas cities have a city income tax?

No. No Texas city or county taxes wages, so a paycheck in Houston, Dallas, San Antonio, Austin, or anywhere else in the state has the same three tax lines: federal income tax, Social Security, and Medicare. The calculator has no local field for Texas because there is nothing local to enter.

Sources

Rates verified against these documents on September 14, 2026.

  1. Texas Constitution Art. 8 §24-a, individual income tax prohibited (2019)
  2. Texas Comptroller, 0% state income tax

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