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North Dakota Paycheck Calculator

Updated for the 2026 tax year · Uses the 2026 North Dakota withholding booklet: thresholds indexed, rates unchanged.

Quick answer

How much is take-home pay on $60,000 in North Dakota?

A single filer earning $60,000 in North Dakota takes home about $1,936.29 per biweekly paycheck in 2026, or $50,343.61 a year. That is an effective tax rate of 16.1% across federal, FICA, and state withholdings.

SalaryTake-home (year)Effective rate
$40,000$34,319.9814.2%
$60,000$50,343.6116.1%
$80,000$64,673.6319.2%
$100,000$78,353.6521.6%

Single filer, paid biweekly, standard federal W-4, no pre-tax deductions.

North Dakota withholds nothing on the first $57,625 of a single filer's annualized 2026 wages, then 1.95%, rising to 2.5% above $258,450. There are no local income taxes and no employee payroll premiums, so state tax is the only line beyond federal tax and FICA. Figures follow IRS Publication 15-T and the North Dakota 2026 Income Tax Withholding Rates and Instructions booklet.

How North Dakota paycheck taxes work

Four things come out of a North Dakota paycheck: federal income tax, Social Security (6.2% up to $184,500), Medicare (1.45%), and North Dakota income tax. The state has no employee-paid disability or paid-leave premium, so anything else on your stub is your own election, such as 401(k) contributions or health premiums. Pre-tax deductions lower the wages the state formula starts from, which can keep more of your pay inside the 0% band.

The state formula annualizes your pay and runs it through a three-band table keyed to the filing status on your federal W-4. Single filers owe 0% up to $57,625, 1.95% above that, and 2.5% above $258,450. Married filing jointly uses breakpoints of $57,500 and $168,525; head of household uses $78,475 and $289,675. There are no allowances or exemptions to claim and no North Dakota withholding form, so your federal filing status is the only state input.

No North Dakota city or county taxes wages, so the calculator has no local field for this state. That leaves the state income tax line as the only North Dakota deduction, and it is zero for a single filer whose annualized wages stay at or below $57,625. Employers round each period's state withholding to whole dollars, a step this calculator skips, so expect differences of a few cents per paycheck.

Bonuses paid separately from regular wages are withheld at a flat 1.5%, the rate this site's bonus calculator uses for North Dakota. Minnesota and Montana residents who work in North Dakota can file Form NDW-R with their employer to stop North Dakota withholding. For 2026 the bracket thresholds were indexed and the rates stayed the same. Employees still on a pre-2020 federal W-4 fall under an older allowance method that this calculator does not model.

North Dakota tax rates (2026)

North Dakota withholding on annualized wages.

Taxable wagesWithholding
$0 – $57,6250.00%
$57,625 – $258,4501.95%
Over $258,450$3,916.09 + 2.50% of excess over $258,450

Example: $60,000 in North Dakota

Single filer, paid biweekly, standard federal W-4, no pre-tax deductions.

Per paycheckPer year
Gross pay$2,307.69$60,000.00
Federal income tax$193.08$5,020.08
Social Security$143.08$3,720.00
Medicare$33.46$870.00
North Dakota income tax$1.78$46.31
Take-home pay$1,936.29$50,343.61

North Dakota paycheck FAQ

How much is taken out of a paycheck in North Dakota?

Federal income tax, Social Security at 6.2%, Medicare at 1.45%, and North Dakota withholding of 0% on the first $57,625 of a single filer's annualized wages, 1.95% above that, and 2.5% above $258,450. There is no local tax or state payroll premium. The quick answer above shows a single filer on $60,000 paid biweekly, and the calculator recomputes it for your pay and filing status.

What is the North Dakota income tax withholding rate for 2026?

North Dakota's 2026 withholding table has three bands: 0%, 1.95%, and 2.5%. For single filers the 1.95% band starts at $57,625 of annualized wages and the 2.5% band at $258,450. Married filing jointly breakpoints are $57,500 and $168,525, and head of household breakpoints are $78,475 and $289,675. The thresholds were indexed for 2026 while the rates stayed the same.

Why is no North Dakota tax coming out of my paycheck?

Your annualized wages likely fall inside the 0% band of the 2026 withholding table: up to $57,625 for single filers, $57,500 for married filing jointly, or $78,475 for head of household. Only wages above those levels are withheld at 1.95%. Pre-tax 401(k) and health deductions lower the wages the table starts from, so they can keep you in the 0% band longer.

Does North Dakota have a state W-4 form?

No. North Dakota has no separate state withholding certificate for employees on the 2020 or later federal W-4. Your employer applies the state table using the filing status on your federal W-4, with no allowances or exemptions. To change North Dakota withholding, you change your federal filing status or pre-tax deductions; this calculator uses the same federal filing status for both lines.

I live in Minnesota or Montana and work in North Dakota. Is North Dakota tax withheld?

Not once you file Form NDW-R with your North Dakota employer. North Dakota has reciprocity agreements with Minnesota and Montana only, so residents of those two states can use the form to stop North Dakota withholding on their wages. Federal income tax, Social Security, and Medicare still come out as usual, and the agreement does not cover residents of any other state.

Sources

Rates verified against these documents on September 14, 2026.

  1. North Dakota Tax, 2026 Income Tax Withholding Rates and Instructions (28216, 12/2025)
  2. North Dakota Tax, income tax withholding (reciprocity MN, MT via NDW-R)

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