Maryland Paycheck Calculator
Updated for the 2026 tax year · 2026 Employer Withholding Guide (rev. Dec 2025): flat $3,400 standard deduction; Allegany 3.20% and Kent 3.30% county rates.
Quick answer
How much is take-home pay on $60,000 in Maryland?
A single filer earning $60,000 in Maryland takes home about $1,840.52 per biweekly paycheck in 2026, or $47,853.42 a year. That is an effective tax rate of 20.2% across federal, FICA, and state withholdings.
| Salary | Take-home (year) | Effective rate |
|---|---|---|
| $40,000 | $32,733.48 | 18.2% |
| $60,000 | $47,853.42 | 20.2% |
| $80,000 | $61,623.44 | 23.0% |
| $100,000 | $74,743.46 | 25.3% |
Single filer, paid biweekly, standard W-4, no pre-tax deductions.
Maryland withholds state income tax at 4.75% to 6.50% for 2026, after a flat $3,400 standard deduction and $3,200 per MW507 exemption, and never below 4.75%. Your county adds 2.25% to 3.30% on the same taxable amount; enter your county rate to see it. Figures follow IRS Publication 15-T and the Comptroller of Maryland's 2026 Employer Withholding Guide, revised December 2025.
How Maryland paycheck taxes work
Five tax lines come out of a Maryland paycheck: federal income tax, Social Security (6.2% up to $184,500), Medicare (1.45%), Maryland state income tax, and Maryland county income tax, which your employer withholds together with the state line. Maryland has no employee-paid payroll premiums in 2026, so anything else on your stub is your own election: 401(k), health premiums, HSA, and similar benefits.
The percentage method annualizes your pay, subtracts a flat $3,400 standard deduction and $3,200 for each exemption on Form MW507, and runs the rest through the withholding schedule: 4.75% up to $100,000 for single filers or $150,000 for joint and head of household filers, then 5.00%, 5.25%, 5.50%, 5.75%, 6.25%, and 6.50% at higher levels. Maryland law bars withholding below 4.75%, so the 2% to 4% brackets on the return never appear on a paycheck. Wages under $5,000 a year have no state withholding at all.
County tax applies to the same taxable amount at the rate for the county of residence on your MW507. Rates run from 2.25% to 3.30%; most counties and Baltimore City use 3.20%, nonresidents pay a special 2.25% rate, and employees who name no county are withheld at 3.30%. Anne Arundel and Frederick use income tiers, which this calculator does not model. Find your county in the Comptroller's Withholding Tax Facts and type the percentage into the Maryland county income tax field; tiered-county residents enter their top applicable rate.
Bonuses paid on their own are withheld at 6.50% plus your county rate. Residents of DC, Virginia, and West Virginia who work in Maryland claim exemption on MW507 line 4; Pennsylvania residents use line 5, which stops state tax only, so county tax is still withheld unless you live in York or Adams County. For 2026 the standard deduction became a flat $3,400 under HB 352, the 6.25% and 6.50% brackets entered the withholding tables, and Allegany rose to 3.20% and Kent to 3.30%.
Maryland tax rates (2026)
Maryland withholding on annualized wages after the adjustments below.
| Standard deduction | $3,400 |
| Personal exemption | $3,200 each |
| Low-income rule | No withholding under $5,000 a year |
| Maryland county income tax | Your county of residence's rate: 2.25% (Worcester) to 3.30% (Dorchester, Kent); most counties and Baltimore City 3.20%; nonresidents 2.25%. Enter your rate in the calculator. |
| Taxable wages | Withholding |
|---|---|
| $0 – $100,000 | 4.75% |
| $100,000 – $125,000 | $4,750.00 + 5.00% of excess over $100,000 |
| $125,000 – $150,000 | $6,000.00 + 5.25% of excess over $125,000 |
| $150,000 – $250,000 | $7,312.50 + 5.50% of excess over $150,000 |
| $250,000 – $500,000 | $12,812.50 + 5.75% of excess over $250,000 |
| $500,000 – $1,000,000 | $27,187.50 + 6.25% of excess over $500,000 |
| Over $1,000,000 | $58,437.50 + 6.50% of excess over $1,000,000 |
Example: $60,000 in Maryland
Single filer, paid biweekly, standard W-4, no pre-tax deductions.
| Per paycheck | Per year | |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| Federal income tax | $193.08 | $5,020.08 |
| Social Security | $143.08 | $3,720.00 |
| Medicare | $33.46 | $870.00 |
| Maryland income tax | $97.56 | $2,536.50 |
| Take-home pay | $1,840.52 | $47,853.42 |
Maryland paycheck FAQ
How much is taken out of a paycheck in Maryland?
Federal income tax, Social Security at 6.2%, Medicare at 1.45%, Maryland state withholding of 4.75% to 6.50% of annualized wages after $3,400 plus $3,200 per exemption, and county tax of 2.25% to 3.30% on the same amount. The quick answer above shows a single filer on $60,000 paid biweekly with no county rate entered; add your county rate to complete the picture.
Is Maryland county tax based on where I live or where I work?
Where you live. Your employer withholds at the rate for the county of residence on your Form MW507, whatever county your job is in. Rates range from 2.25% to 3.30% for 2026, and most counties and Baltimore City are at 3.20%. If you live outside Maryland, a special 2.25% nonresident rate applies, and if you list no county, employers default to 3.30%. Enter your rate in the Maryland county income tax field.
What is the Maryland income tax rate for 2026?
For paycheck withholding, 4.75% on annualized taxable wages up to $100,000 (single) or $150,000 (joint or head of household), then 5.00%, 5.25%, 5.50%, 5.75%, 6.25%, and 6.50% in steps that reach the top at $1,000,000 single or $1,200,000 joint. The return has lower 2% to 4% brackets on the first dollars, but Maryland law sets 4.75% as the withholding floor, so your stub starts there. County tax adds 2.25% to 3.30%.
What changed in Maryland paycheck withholding for 2026?
Three things. House Bill 352 replaced the old percentage-of-wages standard deduction with a flat $3,400 ($3,350 applied in late 2025). The 6.25% and 6.50% brackets, above $500,000 and $1,000,000 for single filers, now appear in the withholding tables. And two counties raised rates on January 1, 2026: Allegany to 3.20% and Kent to 3.30%, which lifted the default rate for employees with no county on file to 3.30%.
How much tax is taken out of a bonus in Maryland?
A bonus paid separately from regular wages is withheld at 6.50% for Maryland state tax plus your county rate, on top of the 22% federal flat rate and FICA. That 6.50% is the top of the state schedule, higher than the 4.75% most regular wages are withheld at, so the difference reconciles when you file your 2026 Maryland return. This site's bonus calculator applies 6.50% for Maryland.
Do I pay Maryland tax if I live in Virginia, DC, Pennsylvania, or West Virginia and work in Maryland?
Residents of DC, Virginia, and West Virginia owe no Maryland withholding on wages once they claim the exemption on Form MW507 line 4. Pennsylvania residents use line 5, which removes state tax only: Maryland county tax is still withheld at your work county's rate unless you live in York or Adams County. This calculator assumes Maryland withholding applies, so commuters covered by reciprocity should use their home state's page.
Sources
Rates verified against these documents on September 14, 2026.
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