Hourly paycheck calculator
Updated for the 2026 tax year
An hourly paycheck loses 7.65% to Social Security and Medicare, plus federal income tax and, in 41 states and DC, state income tax. Enter your rate, weekly hours, and overtime hours, pick your state and pay schedule, and see your take-home pay per check and per year. Overtime is paid at time and a half, and withholding follows IRS Publication 15-T for 2026.
How it works
The calculator first works out your gross pay. Weekly gross is your rate times your regular hours, plus 1.5 times your rate for each overtime hour. It multiplies that week by 52 for a yearly total and splits the year into your pay schedule, for example 52 checks weekly, 26 biweekly, 24 semimonthly, or 12 monthly.
From there the math matches a salaried paycheck. Federal income tax follows IRS Publication 15-T for your filing status and W-4. Social Security takes 6.2% up to $184,500 of wages and Medicare takes 1.45%. The state you pick adds its 2026 withholding formula, any state payroll premiums, and a local tax field where the state has one.
The hours you enter are treated as your usual week, every week of the year. If your overtime varies, enter a typical week, or run a busy week and a slow week to see the range.
Frequently asked
How much is $30 an hour a year after taxes?
At 40 hours a week for 52 weeks, $30 an hour is $62,400 a year before taxes. After taxes it depends on your state, filing status, and W-4. Social Security and Medicare take 7.65% everywhere, and federal and state income tax take the rest. Enter 30 as your rate, pick your state, and the calculator shows the yearly and per-check take-home amount.
How do I calculate my paycheck from my hourly rate?
Multiply your rate by your weekly hours, add overtime hours at 1.5 times your rate, and multiply by 52 for annual gross pay. Divide that by your number of paychecks a year, 26 if you are paid biweekly. Then subtract federal income tax, 6.2% Social Security, 1.45% Medicare, and state tax. The calculator does each step and lists every deduction.
Do hourly workers pay the same taxes as salaried workers?
Yes. Withholding depends on how much you earn per pay period, your filing status, and your W-4, and the formula is the same for hourly and salaried pay. The only difference is how gross pay is set: hours times rate, with overtime at time and a half. Two workers with the same gross pay, schedule, and W-4 in the same state take home the same amount.
Is overtime taxed more?
Overtime is ordinary wages and has no higher tax rate of its own. When it is paid in the same check as your regular hours, it is withheld through the same tables, so a check with more overtime has more withheld because it is bigger. A federal deduction for overtime premium pay is claimed on your tax return; this calculator only reflects it if you enter an amount in the W-4 Step 4(b) deductions field.
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