PaycheckState

Tennessee Paycheck Calculator

Updated for the 2026 tax year

Quick answer

How much is take-home pay on $60,000 in Tennessee?

A single filer earning $60,000 in Tennessee takes home about $1,938.07 per biweekly paycheck in 2026, or $50,389.92 a year. That is an effective tax rate of 16.0% across federal, FICA, and state withholdings.

SalaryTake-home (year)Effective rate
$40,000$34,319.9814.2%
$60,000$50,389.9216.0%
$80,000$65,109.9418.6%
$100,000$79,179.9620.8%

Single filer, paid biweekly, standard federal W-4, no pre-tax deductions.

Tennessee has no income tax on wages, and since the Hall tax on investment income ended January 1, 2021, no individual income tax at all. Employers withhold only federal income tax, Social Security at 6.2% up to $184,500, and Medicare at 1.45%; unemployment premiums are employer-paid. Figures follow IRS Publication 15-T and Tennessee Department of Revenue guidance GEN-34 and HIT-3.

How Tennessee paycheck taxes work

Three tax lines come out of a Tennessee paycheck: federal income tax, Social Security (6.2% up to $184,500), and Medicare (1.45%). Tennessee collects no state income tax on wages, and no Tennessee city or county adds one. Anything else on your stub is your own election: 401(k), health premiums, HSA, and similar benefits.

The Hall income tax, which applied to interest and dividends, ended January 1, 2021, so Tennessee now has no individual income tax of any kind. Unemployment premiums are paid by employers on the first $7,000 of each worker's wages, and Tennessee has no employee payroll deduction, so the state adds no line to your stub.

Tennessee has no reciprocity agreements. Residents who work in Kentucky, Georgia, Alabama, Mississippi, Arkansas, Missouri, North Carolina, or Virginia have that state's nonresident tax withheld on wages earned there, with no Tennessee income tax to credit it against; use that state's calculator for those wages. A bonus paid on its own is withheld at the 22% federal flat rate with no Tennessee line.

Tennessee tax rates (2026)

Tennessee has no state income tax on wages.

State income taxNone

Example: $60,000 in Tennessee

Single filer, paid biweekly, standard federal W-4, no pre-tax deductions.

Per paycheckPer year
Gross pay$2,307.69$60,000.00
Federal income tax$193.08$5,020.08
Social Security$143.08$3,720.00
Medicare$33.46$870.00
Take-home pay$1,938.07$50,389.92

Tennessee paycheck FAQ

How much is taken out of a paycheck in Tennessee?

Federal income tax, Social Security at 6.2% of wages up to $184,500, and Medicare at 1.45% (plus 0.9% on wages over $200,000). Tennessee withholds nothing for the state, and no city or county levies a wage tax. The quick answer above shows a single filer on $60,000 paid biweekly, and the calculator recomputes it for your pay, filing status, and pre-tax deductions.

Does Tennessee have a state income tax?

No. Tennessee does not tax wages, and the Hall tax on interest and dividends ended January 1, 2021, so residents owe no individual income tax of any kind. Your Tennessee paycheck still has federal income tax, Social Security, and Medicare withheld under the 2026 federal rates.

I live in Tennessee and work in Kentucky. Do I pay Kentucky tax?

Yes, on wages earned in Kentucky. Tennessee has no reciprocity agreements, so Kentucky withholds its nonresident tax, a flat 3.5% of wages above its standard deduction for 2026, and Tennessee has no income tax to credit it against. The same applies to Tennessee residents working in Georgia, Alabama, Mississippi, Arkansas, Missouri, North Carolina, or Virginia. Use the Kentucky calculator for those wages.

Are Tennessee unemployment premiums deducted from my paycheck?

No. Tennessee unemployment premiums are paid by employers on the first $7,000 of each worker's wages, and Tennessee has no employee payroll deduction of any kind. A Tennessee stub therefore shows no state line, only federal income tax, Social Security, Medicare, and whatever benefits you elect.

Sources

Rates verified against these documents on September 14, 2026.

  1. Tennessee DOR GEN-34, Income Tax Withholding (no state income tax on earned income)
  2. Tennessee DOR HIT-3, Hall Income Tax repealed January 1, 2021

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