Mississippi Paycheck Calculator

Four tax lines come out of a Mississippi paycheck: federal income tax, Social Security (6.2% up to $184,500), Medicare (1.45%), and Mississippi state withholding. No Mississippi city or county taxes wages, and the state has no disability, paid-leave, or other employee payroll premium. Anything else on your stub is your own election: 401(k), health premiums, HSA, and similar benefits.

The formula annualizes your pay and subtracts a standard deduction of $2,300 (single, or married with both spouses working), $4,600 (married, one income), or $3,400 (head of family). It then subtracts your Form 89-350 exemption: $6,000 single, $12,000 married, or $9,500 head of family, plus $1,500 for each additional dependent. Whatever remains above $10,000 is withheld at 4%. Enter dependents in the Dependents field. Mississippi rounds each paycheck to whole dollars, which this calculator skips.

This calculator treats married filing jointly as the one-income column, applying $4,600 and the full $12,000 to one paycheck. Couples who both work each use the $2,300 deduction and split the $12,000 exemption between their two Forms 89-350, so their withholding per paycheck runs higher than the married result here. The extra $1,500 exemption for age 65 or older, or for blindness, is also outside this calculator.

The rate fell from 4.4% to 4.0% for 2026, and House Bill 1 of 2025 schedules further cuts: 3.75% in 2027, 3.5% in 2028, 3.25% in 2029, and 3.0% in 2030. Mississippi withholds on bonuses with the aggregate method, so a bonus is effectively withheld at 4%; this site's bonus calculator applies 4%. Mississippi has no reciprocity agreements with other states.