PaycheckState

Minnesota Paycheck Calculator

Updated for the 2026 tax year · Includes Minnesota Paid Leave, new January 1, 2026: employee share up to 0.44%. 2026 allowance $5,300.

Quick answer

How much is take-home pay on $60,000 in Minnesota?

A single filer earning $60,000 in Minnesota takes home about $1,815.73 per biweekly paycheck in 2026, or $47,208.91 a year. That is an effective tax rate of 21.3% across federal, FICA, and state withholdings.

SalaryTake-home (year)Effective rate
$40,000$32,538.9818.7%
$60,000$47,208.9121.3%
$80,000$60,480.9324.4%
$100,000$73,102.9526.9%

Single filer, paid biweekly, standard W-4, no pre-tax deductions.

Minnesota withholds on four brackets from 5.35% to 9.85% for 2026 after $5,300 per W-4MN allowance, with nothing withheld on the first $4,700 of annualized wages (single) or $14,700 (married). New this year, employers may deduct up to 0.44% for Minnesota Paid Leave. Minnesota has no local income taxes. Figures follow IRS Publication 15-T, the Minnesota Department of Revenue 2026 computer formula, and the DEED 2026 premium rate designation.

How Minnesota paycheck taxes work

Five tax lines can come out of a Minnesota paycheck: federal income tax, Social Security (6.2% up to $184,500), Medicare (1.45%), Minnesota state income tax, and, starting with 2026 pay, your share of the Minnesota Paid Leave premium. No city or county in Minnesota taxes wages, and there is no separate disability premium. Anything else on your stub is your own election: 401(k), health premiums, HSA, and similar benefits.

The computer formula annualizes your pay, subtracts $5,300 for each allowance on your Form W-4MN, and applies the chart for your status. Single: 0% on the first $4,700, 5.35% up to $38,010, 6.8% up to $114,130, 7.85% up to $207,850, and 9.85% above that. Married: 0% up to $14,700, 5.35% up to $63,400, 6.8% up to $208,180, 7.85% up to $352,630, then 9.85%. Head of household and married-withhold-at-single use the Single chart. Enter your W-4MN allowances in the Minnesota exemptions field.

Minnesota Paid Leave premiums began January 1, 2026. The total premium is 0.88% of wages, and employers may deduct up to 0.44% from employees, on wages up to a cap DEED sets each year from the Social Security wage base. This calculator models the full 0.44% employee share on the line labeled Minnesota Paid Leave. If your employer covers more of the premium, your deduction is smaller. The premium is separate from income tax and does not reduce it.

Bonuses paid separately are withheld at 6.25% for Minnesota, alongside the 22% federal flat rate; this site's bonus calculator applies 6.25%. Minnesota has reciprocity with Michigan and North Dakota: residents of those states who work in Minnesota file Form MWR with their employer to stop Minnesota withholding and pay their home state instead. For 2026 the allowance rose from $5,200 to $5,300 and the brackets were indexed for inflation.

Minnesota tax rates (2026)

Minnesota withholding on annualized wages after the adjustments below.

Personal exemption$5,300 each
Minnesota Paid Leave0.44% up to $185,000
Taxable wagesWithholding
$0 – $4,7000.00%
$4,700 – $38,0105.35%
$38,010 – $114,130$1,782.09 + 6.80% of excess over $38,010
$114,130 – $207,850$6,958.25 + 7.85% of excess over $114,130
Over $207,850$14,315.27 + 9.85% of excess over $207,850

Example: $60,000 in Minnesota

Single filer, paid biweekly, standard W-4, no pre-tax deductions.

Per paycheckPer year
Gross pay$2,307.69$60,000.00
Federal income tax$193.08$5,020.08
Social Security$143.08$3,720.00
Medicare$33.46$870.00
Minnesota income tax$112.19$2,917.01
Minnesota Paid Leave$10.15$264.00
Take-home pay$1,815.73$47,208.91

Minnesota paycheck FAQ

How much is taken out of a paycheck in Minnesota?

Federal income tax, Social Security at 6.2%, Medicare at 1.45%, Minnesota withholding of 5.35% to 9.85% on annualized wages after $5,300 per W-4MN allowance, and up to 0.44% for Minnesota Paid Leave. There is no local income tax anywhere in Minnesota. The quick answer above shows a single filer on $60,000 paid biweekly, and the calculator recomputes it for your pay, allowances, and pre-tax deductions.

What is the Minnesota income tax rate for 2026?

Four rates: 5.35%, 6.8%, 7.85%, and 9.85%. For withholding, a single filer pays nothing on the first $4,700 of annualized taxable wages, 5.35% up to $38,010, 6.8% up to $114,130, 7.85% up to $207,850, and 9.85% above; married thresholds are $14,700, $63,400, $208,180, and $352,630. The brackets were indexed for 2026 and the per-allowance amount rose to $5,300, per the Department of Revenue's 2026 withholding instructions.

What is the new Paid Leave deduction on my Minnesota paycheck?

Minnesota Paid Leave premiums started January 1, 2026. DEED set the total 2026 premium at 0.88% of wages, and employers may deduct up to 0.44% of your wages from your paycheck, with the rest paid by the employer. Wages above an annual cap tied to the Social Security wage base carry no premium. This calculator shows the maximum 0.44% employee share; if your employer absorbs more, your line is smaller.

How much is a Minnesota W-4MN allowance worth in 2026?

Each allowance on Form W-4MN removes $5,300 of annual wages from Minnesota withholding, up from $5,200 in 2025. Allowances cover yourself, your spouse, and dependents, so enter the total in the Minnesota exemptions field to see the effect on your estimate. The calculator reads this count from the Minnesota exemptions field; the federal W-4 fields on the page change only the federal line.

How are bonuses taxed in Minnesota?

A bonus or commission paid separately from regular wages is withheld at a flat 6.25% for Minnesota, plus the 22% federal flat rate and FICA, and the Paid Leave premium applies to it like any other wages. When a bonus is combined with your regular paycheck, the normal computer formula runs on the total instead. This site's bonus calculator applies the 6.25% Minnesota rate.

I live in North Dakota or Michigan and work in Minnesota. Is Minnesota tax withheld?

No, once you file Form MWR with your Minnesota employer. Minnesota's reciprocity agreements cover residents of Michigan and North Dakota only, who pay income tax to their home state on Minnesota wages. Residents of every other state, Wisconsin included, have Minnesota tax withheld on wages earned in Minnesota.

Sources

Rates verified against these documents on September 14, 2026.

  1. Minnesota DOR, 2026 Withholding Tax Instructions and Tables, computer formula
  2. Minnesota DEED, Paid Leave 2026 premium rate designation (0.88%; employee up to 0.44%)
  3. Minn. Stat. 268B.14 (premium split and wage cap)

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