Ohio Paycheck Calculator

Four things typically come out of an Ohio paycheck: federal income tax, Social Security (6.2% up to $184,500), Medicare (1.45%), and Ohio state income tax. Most Ohio cities also collect a municipal income tax through payroll, withheld for the city where you work. Ohio has no state disability or paid-leave premium, so beyond those lines the rest of your stub is your own choices: 401(k), health premiums, and other benefits.

Ohio's withholding formula annualizes your pay, subtracts $650 for each exemption on your Ohio IT 4, and applies three bands: 1.6% on the first $26,050, then $416.80 plus 2.99% up to $100,000, then $2,627.91 plus 3.4% above that. The result divides back into your pay periods. These bands sit above the statutory 2.75% rate on purpose, so most people see a modest refund when they file their Ohio return.

Municipal tax is separate from state tax, and this calculator adds it only if you enter a rate. The rate that comes out of your paycheck belongs to the city where you work, typically 1% to 3%. Your home city may give a credit for tax paid to the work city or may charge the difference, and some school districts add a resident income tax. Check your work city's rate with your employer and type it into the Ohio municipal income tax field.

Wages paid January 1 through July 31, 2026 used the October 2025 formula (1.775% low band, 3.64% top band); the August 1 revision lowered those to 1.6% and 3.4%. Bonuses paid on their own are withheld at a flat state rate, and this site's bonus calculator applies 2.75% for Ohio. Residents of Indiana, Kentucky, Michigan, Pennsylvania, and West Virginia who work in Ohio owe no Ohio state tax on wages after filing Form IT 4NR; municipal taxes still apply.